Fleet Protector

When the unforeseen happens, be sure your fleet is covered.

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Introducing Ctrack Fleet Protector

We know that your fleet workers are very valuable to you. You wouldn’t be considering Ctrack Fleet Protector if they weren’t. This policy is specifically designed to not only protect employees who are travelling in your vehicles but consequently also your business.

Employees will have 24/7/365 access to the EVAC24 call centre. All it takes to dispatch the closest ambulance and take them to the most appropriate hospital for treatment is a phone call. Emergency evacuation costs and Guaranteed hospital acceptance into hospital are covered up to R100 000 (due to accidents).

Sound good so far? Then read on to discover even more of the benefits offered by Ctrack Fleet Protector.

Also included

Life Support Equipment

Up to R25 000 to pay for in-hospital equipment charges.

Educational Rehabilitation Expenses

80% Up to R100 000 to cover costs incurred during retraining due to a disability.

Mobility Cost

Up to R100 000 to assist with the cost of a wheelchair or accessibility changes to an employee’s house due to a disability.

Accidental Death

R100 000 payable to the employee’s family.

Claims Preparation Cost

Up to R25 000 to cover the preparation costs for Road Accident Fund claims.

Seat Belt Benefit

If the police report finds the seat belt was worn in the vehicle accident, then an additional R 5 000 is payable.

Crime-related Benefit

Pays out R5 000 if the event is as a result of a crime.


In the event of disfigurement, the disability benefit becomes payable.


In the event of disappearance, the death benefit becomes payable.


Claims resulting from terrorist acts are covered.

Roadside Assistance

Assistance in getting the best quote for the repatriation of your vehicle.

Traffic Fine Assistance

Assistance to help reduce up to 60% of your fleet’s traffic fines.

HIV Cover

Includes 28 days of antiretroviral treatment and 3 doctor consultations following accidental exposure to HIV.

How cover works

Ctrack Fleet Protector cover is linked to specific vehicles, not specific employees. This means that any employee travelling in an insured vehicle is automatically covered in the event of an accident.
See policy wording for full terms and conditions.

Extended cover

If during the period of insurance a driver sustains bodily injury as the result of an accident which directly and independently of any other cause results, within 12 calendar months, in death, disability or the incurring of medical expenses, Ctrack Fleet Protector will pay out the compensation stated in the schedule up to the maximum limits of liability therein.


Loyalty Life (Pty) Ltd is a juristic representative of Loyalty Life Management Services (Pty) Ltd an Authorised Financial Services Provider FSP 46160. Underwriting agency for GENRIC Insurance Company Limited. Genric Insurance Company Limited is an Authorised Financial Services Provider (FSP43638) and is a registered short-term Insurer.